Ontario & Atlantic Canada
Secure The Best Mortgage Rates Effortlessly with Mortgage HFX
Exclusive Rates. Unmathed Value.
MortgageHFX connects you with top lenders to find the best mortgage rates available. Simple, transparent, and built around helping you buy, renovate, or refinance your dream home affordably.
Our Services

refinance
Make the most of your current mortgage. Whether you want the best mortgage rates, need money for home improvements, or want to simplify debt, we've got you covered.

renewals
Time to renew your mortgage? We'll take care of it. We work with many banks and lenders to get you the best deal. No need to shop around – we do it for you.
Time to renew your mortgage? We'll take care of it. We work with many banks and lenders to get you the best deal. No need to shop around – we do it for you.

first-time
home buyers
Buying your first home? Congrats! We're here to help. We'll guide you through the mortgage process and find the best mortgage rate options just for you.
Time to renew your mortgage? We'll take care of it. We work with many banks and lenders to get you the best deal. No need to shop around – we do it for you.
those
who serve
Activate military and other front line workers receive our best rates plus a $250 gift card*
Mortgage Broker Atlantic Canada & Ontario
Not your typical
mortgage broker
Think all brokers are the same?
Think again. James specializes in securing competitive mortgage rates across Ontario and Atlantic Canada, making the process simple and stress-free. With a strong network of lenders, he’s able to negotiate better options tailored to your needs.
Elite Status
Unlike many in the industry, James has earned elite standing with lenders. This reflects not only high mortgage volume, but also consistent performance and trusted relationships that benefit his clients.
Exclusive Access
Not all brokers have the same lender relationships. James works with a wide network of lenders, giving clients access to exclusive mortgage options and competitive rates that many brokers simply can’t offer.
Competative Rates
James’ mission is simple: secure the best mortgage rates possible for every client. His lender relationships and experience help unlock savings that can make a real difference over the life of your mortgage.
The Best Mortgage Rates
Exclusive Access
To More Lenders & Programs
17+ Years of Experience

MORTGAGE HFX Promise
We’re promising to beat the renewal rate offered by your current lender.
We promise to beat your mortgage renewal rate.
If your mortgage is up for renewal within the next 120 days, we’ve got a challenge for ourselves — and a win for you.
We’ll work to beat the renewal rate offered by your current lender. And if, by chance, we can’t, you won’t walk away empty-handed — we’ll give you $10 as a thank-you for giving us the opportunity to try.
Why are we doing this?
Because we believe homeowners deserve to start their next mortgage term knowing they got the best deal available. Our goal is simple: help you renew with confidence and potentially save money over the life of your mortgage.
MORTGAGE HFX
Mortgage Solutions
Mortgage Broker Ontario & Atlantic Canada
The Mortgage Process
Ever wonder why one lender charges a higher rate, or why you may be approved by one lender yet declined by another? We do the hard work so you get the best value, and it's totally free!
Click Apply Now
Every client deserves the very best, and in 2023 not all mortgages are created equal.
Submit Your Info
We offer a secure online portal to protect your privacy, in addition to other ways to provide us with your personal information
Get Approved
We shop for the best lenders based on your unique situation, ensuring you get the best mortgage rates. There is no cost to use our services.
Accept Your Offer
There is no commitment to use our services until you are fully satisfied with the outcome

Got Questions?
2025 Voted #1 in Halifax, Nova Scotia
awards & achievements
As a mortgage broker serving Ontario and Atlantic Canada, James McKeown is passionate about helping clients secure the best mortgage solutions for their homes.
With extensive experience in the mortgage industry, James has built strong relationships with lenders and clients alike. His success wouldn’t be possible without the trust and support of the homeowners he works with every day.

MORTGAGE HFX TESTIMONIALS
Satisfied Home Owners
Download MCC Home Centre App
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*James Mckeown has access to lenders and rates that may not be available to all mortgage professionals licensed in similar locations. Should you find a lower rate and provide us with written notice confirming the rate and your approval, we will match it, or give you a $10 gift card for your time if we cannot. This is our no risk guarantee. Contact us for complete details.






